Is Rentvesting For Me?

Growing up as a Gen Y, I have always been taught by my parents to buy a house in the suburbs, start a family and pay off the family home over 30 years in order to retire. But is this the right way going forward? Or is our generation the start of a brand new way of thinking; of rentvesting?

So what is Rentvesting and is it for you? Rentvesting is a term for those people that choose to rent where they want to live and invest in other areas that will provide them with the best return on their money. When it comes to renting many associate it with a poor family trying to save for a house. But what if this has all changed and renting the massive home is your end goal. This is the new reality for many Gen Ys.

So why would you rentvest? As the world is beginning to change and the younger generation continue to move around it has you questioning if buying a family home is the right move. With all the costs associated with buying and selling it is hard to continually move to where the jobs are. As the younger generation change jobs every couple of years it is not plausible to buy a family home while trying to establish a career. Many employers and big companies are expecting their employees to work longer hours and travel in order for them to climb the ranks. Now what we see is a lot of young professional’s choosing to rent near the capital cities for work and invest in the suburbs where they can get a better return on their money.

So is this a better way of doing things? Well, that depends on your circumstances. If you choose to rent in an area where the rent is 2-4% that is typically close to capital cities and or more expensive houses then this could be of benefit to you. Now let’s say you went and bought investment properties that returned 5 to 7% and had a tax benefit to reduce your own tax then you would see yourself far better off. Remember when you’re renting, you’re not paying all those extra bills like rates, insurances, and repairs or upgrades that come along with owning the family home. So when it comes to renting it checks out mathematically, but many of us still don’t want to be seen as renting the million-dollar house. They like the comfort of knowing that it is their house and they get to do whatever they want with it. But if you’re the sort of person that likes change and doesn’t mind moving around then you have to ask yourself, is this the right strategy for me?

High-Performance Property Investment in
5 Simple Steps

In this free guide, you will learn how to Implement the same strategies that led me to build a $3.5 million dollar portfolio in less than six years. – Daniel Walsh

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Your Property Your Wealth Pty Ltd (YPYW) is committed to supporting the Australian Privacy Principles for all fair handling of Personal Information which set clear standards for the collection, use, disclosure, storage of and access to Personal Information collected during the course of business operations and compliance with the Privacy Act 1988 (Commonwealth) and its amendments (the Act), and the Australian Privacy Principles (APPs) set out in that Act. You can see the full text of the APPs online at the Office of the Australian Information Commissioner’s website at:

Personal Information means your name, mailing or residential address, telephone number, email address and other transaction and registration details including the company you work for and your role and financial information, including credit card information and information collected from credit reporting agencies.

Our respect for your rights to the privacy of your personal information is paramount.  We have policies and procedures in place to ensure that all personal information, no matter how or where it is obtained, is handled sensitively, securely and in accordance with the APPs.

This Privacy Policy sets out:

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From time to time it may be necessary for YPYW to review and revise this Privacy Policy. We reserve the right to change our policy at any time. Amendments or replacements of the Privacy Policy will be posted on our website.

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We only collect personal information relevant to our business relationship with you so that we can provide our services and products. We may collect your personal information:

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YPYW’s website may contain links to websites which are owned or operated by other parties. You should make enquiries as to the privacy policies of these parties. We are not responsible for information, or the privacy practices of such websites.

How can you access your personal information?

You may in writing request access to personal information that we hold about you. We will provide you with access to personal information in accordance with the Act and APPs and we may not grant you access to the personal information that we hold where the APPs allow us to do so. If you are refused access to information, we will provide you with reasons for the refusal in writing.

How to contact us

If you have any questions in relation to privacy, please contact us on 0490 912 045 or email Daniel Walsh – For more information about privacy law please visit

High-Performance Property Investment in 5 Simple Steps

In this free guide, you will learn how to Implement the same strategies that led me to build a $3.5 million dollar portfolio in less than six years. – Daniel Walsh